I’m in debt and facing redundancy

I’m in debt and facing redundancy

I’m in debt and facing redundancy. What do I do next? In recent months, we’ve seen redundancy announcements from Shop Direct, Debenhams, New Look, Homebase, Toys R Us and the ‘big four’ supermarkets – Tesco, Asda, Morrisons and Sainsbury’s, to name a few. The impact...
How to Calculate Ratios

How to Calculate Ratios

What is a ratio? How ratios are used Ratios are used in both academic settings and in the real world to compare multiple amounts or quantities to each other. The simplest ratios compare only two values, but ratios comparing three or more values are also possible. In...
What is a Cliché?

What is a Cliché?

Cliché refers to an expression that has been overused to the extent that it loses its original meaning or novelty. A cliché may also refer to actions and events which are predictable because of some previous events. All examples of Cliché are expressions that were...
What is a proverb?

What is a proverb?

Proverbs surround us everyday. Whether at work, school, church or during a conversation with a friend, the likelihood of hearing a proverb is high. With the influx of different cultures and traditions in the United States, it is not uncommon to come in contact with...